4/16/2024 0 Comments Best monthly budget planner appGood for those who are looking to cut down on their monthly costs. Cost: $0 or $3–$12 per month for premium version Average app rating: 4.4 Account syncing capabilities: Yes Our verdict Rocket MoneyĪbout: Formerly known as Truebill, Rocket Money is a budgeting app that serves more than 3.4 million members worldwide and offers budgeting tools, bill negotiation services, and more. Zeta has an average mobile app rating of 4.4 and also offers two-factor authentication and data encryption to keep your data extra safe. The app offers both personal and joint accounts that allow you to pay bills, save for goals, and track shared expenses, and even offers in-app messaging to communicate with your partner or other members of your family about your budget. Zeta offers a number of features that make it an ideal app for budgeting with others in your household. Good for couples and families who want to merge their finances. Annual cost: $0 Average app rating: 4.4 Account syncing capabilities: Yes Our verdict ZetaĪbout: Zeta is a budgeting app that caters specifically to couples and families hoping to track their expenses together. You can get personalized budget assistance and help with more complicated things, like negotiating with your creditors or finding out which financial assistance programs you qualify for.(Note: Fees and account features in this list are up to date as of April 19, 2023, but are subject to change.) 1. Seek help: The National Foundation for Credit Counseling is a reputable nonprofit organization that offers financial planning help.This doesn’t mean you deprive yourself of these things forever it just normalizes not spending as much money on them and finding cheaper alternatives. Do a no-spend challenge: Try to eliminate spending for a month (or several) on a problem area in your budget, such as clothing or entertainment. You can ask a lender for a modified payment plan or refinance your debt into more manageable payments. Negotiate with creditors: If debt payments are pushing you into the red, reach out to your creditors. But going through your bank statements to see what you really spend can help you find areas you can work on.
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